{"id":5515,"date":"2026-03-08T11:29:17","date_gmt":"2026-03-08T04:29:17","guid":{"rendered":"https:\/\/datkhucongnghiep247.com.vn\/en\/?p=5515"},"modified":"2026-03-08T11:29:47","modified_gmt":"2026-03-08T04:29:47","slug":"bat-dong-san-2026","status":"publish","type":"post","link":"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/","title":{"rendered":"Ki\u1ec3m So\u00e1t T\u00edn D\u1ee5ng B\u1ea5t \u0110\u1ed9ng S\u1ea3n: \u0110i\u1ec1u H\u01b0\u1edbng D\u00f2ng V\u1ed1n V\u00e0o D\u1ef1 \u00c1n Hi\u1ec7u Qu\u1ea3 N\u0103m 2026"},"content":{"rendered":"<p data-start=\"1421\" data-end=\"1600\">Ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n kh\u00f4ng ph\u1ea3i l\u00e0 \u201csi\u1ebft\u201d th\u1ecb tr\u01b0\u1eddng, kh\u00f4ng nh\u1eb1m ch\u1eb7n v\u1ed1n, m\u00e0 \u0111\u1ec3 ph\u00e2n lu\u1ed3ng d\u00f2ng ti\u1ec1n v\u00e0o \u0111\u00fang d\u1ef1 \u00e1n, gi\u1ea3m \u0111\u1ea7u c\u01a1 v\u00e0 b\u1ea3o \u0111\u1ea3m an to\u00e0n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Buoc_dieu_chinh_can_thiet\" >B\u01b0\u1edbc \u0111i\u1ec1u ch\u1ec9nh c\u1ea7n thi\u1ebft<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#A_Necessary_Adjustment_for_the_Real_Estate_Market\" >A Necessary Adjustment for the Real Estate Market<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Phan_luong_dong_von_thay_vi_chan_von\" >Ph\u00e2n lu\u1ed3ng d\u00f2ng v\u1ed1n thay v\u00ec ch\u1eb7n v\u1ed1n<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Redirecting_Capital_Instead_of_Blocking_It\" >Redirecting Capital Instead of Blocking It<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#1_Kiem_soat_tin_dung_theo_muc_do_rui_ro_du_an\" >1. Ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng theo m\u1ee9c \u0111\u1ed9 r\u1ee7i ro d\u1ef1 \u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Control_Credit_Based_on_Project_Risk\" >Control Credit Based on Project Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#2_Han_che_dau_co_bang_cong_cu_tai_chinh\" >2. H\u1ea1n ch\u1ebf \u0111\u1ea7u c\u01a1 b\u1eb1ng c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Limiting_Speculation_Through_Financial_Tools\" >Limiting Speculation Through Financial Tools<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#3_Phat_trien_kenh_von_dai_han\" >3. Ph\u00e1t tri\u1ec3n k\u00eanh v\u1ed1n d\u00e0i h\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Developing_Long-Term_Capital_Channels\" >Developing Long-Term Capital Channels<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#4_Cai_cach_thu_tuc_phap_ly_du_an\" >4. C\u1ea3i c\u00e1ch th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd d\u1ef1 \u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Reforming_Legal_Procedures_for_Projects\" >Reforming Legal Procedures for Projects<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Dinh_huong_thi_truong_bat_dong_san_ben_vung\" >\u0110\u1ecbnh h\u01b0\u1edbng th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u1ec1n v\u1eefng<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Toward_a_Sustainable_Real_Estate_Market\" >Toward a Sustainable Real Estate Market<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/industrialland.com.vn\/en\/bat-dong-san-2026\/#Truy_cap_mien_phi_thong_tin_doc_quyen_ve_cho_thue_kho_nha_xuong_dat_tai_Dong_Nai_Binh_Duong_Long_An_TPHCM_%E2%80%A6\" >Truy c\u1eadp mi\u1ec5n ph\u00ed th\u00f4ng tin \u0111\u1ed9c quy\u1ec1n v\u1ec1 cho thu\u00ea kho, nh\u00e0 x\u01b0\u1edfng, \u0111\u1ea5t t\u1ea1i \u0110\u1ed3ng Nai, B\u00ecnh D\u01b0\u01a1ng, Long An, TP.HCM, \u2026<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p data-start=\"1602\" data-end=\"1806\">Real estate credit control is not about tightening the market or blocking capital flows, but about directing funds toward the right projects, reducing speculation, and ensuring financial system stability.<\/p>\n<hr data-start=\"1808\" data-end=\"1811\" \/>\n<h1 data-section-id=\"1gcl3ww\" data-start=\"1813\" data-end=\"1842\"><span class=\"ez-toc-section\" id=\"Buoc_dieu_chinh_can_thiet\"><\/span>B\u01b0\u1edbc \u0111i\u1ec1u ch\u1ec9nh c\u1ea7n thi\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<h2 data-section-id=\"1a9qnj6\" data-start=\"1843\" data-end=\"1895\"><span class=\"ez-toc-section\" id=\"A_Necessary_Adjustment_for_the_Real_Estate_Market\"><\/span>A Necessary Adjustment for the Real Estate Market<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1897\" data-end=\"2242\">Chia s\u1ebb v\u1edbi ph\u00f3ng vi\u00ean, TS L\u00ea B\u00e1 Ch\u00ed Nh\u00e2n, chuy\u00ean gia kinh t\u1ebf cho hay, \u1edf g\u00f3c \u0111\u1ed9 v\u0129 m\u00f4, vi\u1ec7c ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay c\u1ea7n \u0111\u01b0\u1ee3c nh\u00ecn nh\u1eadn kh\u00f4ng ph\u1ea3i l\u00e0 bi\u1ec7n ph\u00e1p \u201csi\u1ebft\u201d th\u1ecb tr\u01b0\u1eddng, m\u00e0 l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111i\u1ec1u ch\u1ec9nh c\u1ea7n thi\u1ebft nh\u1eb1m b\u1ea3o \u0111\u1ea3m an to\u00e0n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng t\u0103ng tr\u01b0\u1edfng c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n<p data-start=\"2244\" data-end=\"2536\">Speaking with reporters, Dr. Le Ba Chi Nhan, an economic expert, stated that from a macroeconomic perspective, credit control in the real estate sector should not be seen as tightening the market but as a necessary adjustment to ensure financial system safety and sustainable economic growth.<\/p>\n<p data-start=\"2538\" data-end=\"2810\">Theo \u00f4ng, b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i Vi\u1ec7t Nam c\u00f3 m\u1ee9c \u0111\u1ed9 li\u00ean th\u00f4ng r\u1ea5t cao v\u1edbi h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p, \u0111\u1ea7u t\u01b0 c\u00f4ng v\u00e0 ti\u00eau d\u00f9ng h\u1ed9 gia \u0111\u00ecnh. Khi t\u00edn d\u1ee5ng ch\u1ea3y qu\u00e1 m\u1ea1nh v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n trong th\u1eddi gian ng\u1eafn, r\u1ee7i ro c\u00f3 th\u1ec3 lan sang to\u00e0n b\u1ed9 n\u1ec1n kinh t\u1ebf.<\/p>\n<p data-start=\"2812\" data-end=\"3084\">According to him, Vietnam\u2019s real estate sector is highly connected with the banking system, corporate bond market, public investment, and household consumption. When credit flows excessively into real estate within a short time, risks can spread across the entire economy.<\/p>\n<p data-start=\"3086\" data-end=\"3184\">V\u00ec v\u1eady, ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng hi\u1ec7n nay mang t\u00ednh ph\u00f2ng ng\u1eeba chu k\u1ef3 h\u01a1n l\u00e0 ph\u1ea3n \u1ee9ng x\u1eed l\u00fd kh\u1ee7ng ho\u1ea3ng.<\/p>\n<table class=\"pBody pBody k-table\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td>\n<div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"img-scaled aligncenter\" src=\"https:\/\/image.vietstock.vn\/2026\/03\/05\/vietstock_s_khong-chan-dong-von-vao-bat-dong-san-ma-dieu-huong-8216chay8217-dung-noi_20260305082541.png\" alt=\"b\u1ea5t \u0111\u1ed9ng s\u1ea3n-real estate\" width=\"406\" height=\"459\" align=\"middle\" \/><\/p>\n<p class=\"pCaption margin-bottom-none\">TS L\u00ea B\u00e1 Ch\u00ed Nh\u00e2n, chuy\u00ean gia kinh t\u1ebf.<\/p>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p data-start=\"3186\" data-end=\"3301\">Therefore, credit control at present is a preventive measure against economic cycles rather than a crisis response.<\/p>\n<hr data-start=\"3303\" data-end=\"3306\" \/>\n<p data-start=\"3308\" data-end=\"3493\">L\u00e3i su\u1ea5t vay mua nh\u00e0 t\u0103ng s\u1ebd t\u1ea1o ra t\u00e1c \u0111\u1ed9ng \u0111i\u1ec1u ch\u1ec9nh r\u00f5 r\u1ec7t \u0111\u1ed1i v\u1edbi h\u00e0nh vi th\u1ecb tr\u01b0\u1eddng. D\u00f2ng ti\u1ec1n \u0111\u1ea7u c\u01a1 s\u1eed d\u1ee5ng \u0111\u00f2n b\u1ea9y t\u00e0i ch\u00ednh cao s\u1ebd gi\u1ea3m m\u1ea1nh, l\u00e0m ch\u1eadm t\u1ed1c \u0111\u1ed9 t\u0103ng gi\u00e1 t\u00e0i s\u1ea3n.<\/p>\n<p data-start=\"3495\" data-end=\"3680\">Rising mortgage interest rates will significantly affect market behavior. Speculative capital relying on high financial leverage will decline, slowing the pace of asset price increases.<\/p>\n<p data-start=\"3682\" data-end=\"3816\">Theo \u00f4ng Nh\u00e2n, \u0111\u00e2y l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u01b0a b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u1edf v\u1ec1 \u0111\u00fang b\u1ea3n ch\u1ea5t l\u00e0 l\u0129nh v\u1ef1c ph\u1ee5c v\u1ee5 nhu c\u1ea7u \u1edf th\u1ef1c v\u00e0 ph\u00e1t tri\u1ec3n \u0111\u00f4 th\u1ecb.<\/p>\n<p data-start=\"3818\" data-end=\"3980\">According to Mr. Nhan, this adjustment is necessary to bring real estate back to its core purpose of meeting real housing demand and supporting urban development.<\/p>\n<hr data-start=\"3982\" data-end=\"3985\" \/>\n<p data-start=\"3987\" data-end=\"4236\">\u1ede t\u1ea7m v\u0129 m\u00f4, ch\u00ednh s\u00e1ch n\u00e0y th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh t\u00e1i ph\u00e2n b\u1ed5 ngu\u1ed3n l\u1ef1c c\u1ee7a n\u1ec1n kinh t\u1ebf. Khi t\u00edn d\u1ee5ng kh\u00f4ng c\u00f2n d\u1ec5 d\u00e0ng ch\u1ea3y v\u00e0o c\u00e1c d\u1ef1 \u00e1n r\u1ee7i ro cao, d\u00f2ng v\u1ed1n s\u1ebd d\u1ecbch chuy\u1ec3n sang s\u1ea3n xu\u1ea5t, xu\u1ea5t kh\u1ea9u, c\u00f4ng nghi\u1ec7p ch\u1ebf bi\u1ebfn, h\u1ea1 t\u1ea7ng v\u00e0 \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7.<\/p>\n<p data-start=\"4238\" data-end=\"4475\">At the macro level, the policy encourages the reallocation of economic resources. When credit no longer easily flows into high-risk projects, capital will shift toward manufacturing, exports, infrastructure, and technological innovation.<\/p>\n<p data-start=\"4477\" data-end=\"4577\">M\u1ed9t \u0111i\u1ec3m \u0111\u00e1ng ch\u00fa \u00fd l\u00e0 th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n Vi\u1ec7t Nam \u0111ang b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n chuy\u1ec3n \u0111\u1ed5i c\u1ea5u tr\u00fac.<\/p>\n<p data-start=\"4579\" data-end=\"4678\">A notable point is that Vietnam\u2019s real estate market is entering a structural transformation phase.<\/p>\n<p data-start=\"4680\" data-end=\"4859\">N\u1ebfu tr\u01b0\u1edbc \u0111\u00e2y th\u1ecb tr\u01b0\u1eddng ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o t\u0103ng gi\u00e1 \u0111\u1ea5t v\u00e0 \u0111\u00f2n b\u1ea9y t\u00e0i ch\u00ednh, th\u00ec giai \u0111o\u1ea1n t\u1edbi s\u1ebd d\u1ef1a v\u00e0o n\u0103ng l\u1ef1c ph\u00e1t tri\u1ec3n d\u1ef1 \u00e1n th\u1ef1c ch\u1ea5t v\u00e0 kh\u1ea3 n\u0103ng h\u1ea5p th\u1ee5 c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n<p data-start=\"4861\" data-end=\"5048\">Previously, the market relied heavily on land price increases and financial leverage, but the next phase will depend on real project development capacity and actual demand from residents.<\/p>\n<p data-start=\"5050\" data-end=\"5154\">\u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 t\u0103ng tr\u01b0\u1edfng ch\u1eadm l\u1ea1i trong ng\u1eafn h\u1ea1n nh\u01b0ng \u1ed5n \u0111\u1ecbnh v\u00e0 b\u1ec1n v\u1eefng h\u01a1n.<\/p>\n<p data-start=\"5156\" data-end=\"5244\">This means the market may slow in the short term but become more stable and sustainable.<\/p>\n<hr data-start=\"5246\" data-end=\"5249\" \/>\n<h1 data-section-id=\"14sloma\" data-start=\"5251\" data-end=\"5291\"><span class=\"ez-toc-section\" id=\"Phan_luong_dong_von_thay_vi_chan_von\"><\/span>Ph\u00e2n lu\u1ed3ng d\u00f2ng v\u1ed1n thay v\u00ec ch\u1eb7n v\u1ed1n<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<h2 data-section-id=\"1ixh6v4\" data-start=\"5292\" data-end=\"5337\"><span class=\"ez-toc-section\" id=\"Redirecting_Capital_Instead_of_Blocking_It\"><\/span>Redirecting Capital Instead of Blocking It<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"5339\" data-end=\"5487\">Theo TS L\u00ea B\u00e1 Ch\u00ed Nh\u00e2n, b\u00e0i to\u00e1n hi\u1ec7n nay kh\u00f4ng ph\u1ea3i l\u00e0 si\u1ebft hay n\u1edbi t\u00edn d\u1ee5ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m\u00e0 l\u00e0 thi\u1ebft k\u1ebf c\u01a1 ch\u1ebf ph\u00e2n lu\u1ed3ng d\u00f2ng v\u1ed1n \u0111\u00fang m\u1ee5c ti\u00eau.<\/p>\n<p data-start=\"5489\" data-end=\"5668\">According to Dr. Le Ba Chi Nhan, the key issue today is not tightening or loosening real estate credit but designing mechanisms to guide capital flows toward the right objectives.<\/p>\n<p data-start=\"5670\" data-end=\"5773\">M\u1ee5c ti\u00eau l\u00e0 h\u1ea1n ch\u1ebf \u0111\u1ea7u c\u01a1 nh\u01b0ng v\u1eabn duy tr\u00ec ngu\u1ed3n l\u1ef1c cho c\u00e1c doanh nghi\u1ec7p ph\u00e1t tri\u1ec3n d\u1ef1 \u00e1n th\u1ef1c ch\u1ea5t.<\/p>\n<table class=\"pBody pBody k-table\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/image.vietstock.vn\/2026\/03\/05\/vietstock_s_khong-chan-dong-von-vao-bat-dong-san-ma-dieu-huong-8216chay8217-dung-noi_20260305082542.png\" alt=\"b\u1ea5t \u0111\u1ed9ng s\u1ea3n-real estate\" width=\"628\" height=\"328\" align=\"middle\" \/><span style=\"color: #555555; font-family: inherit; font-size: inherit;\">Ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n kh\u00f4ng ph\u1ea3i l\u00e0 \u201csi\u1ebft\u201d th\u1ecb tr\u01b0\u1eddng m\u00e0 ph\u00e2n lu\u1ed3ng d\u00f2ng v\u1ed1n \u0111\u00fang m\u1ee5c ti\u00eau, h\u1ea1n ch\u1ebf \u0111\u1ea7u c\u01a1.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p data-start=\"5775\" data-end=\"5871\">The goal is to limit speculation while maintaining capital for developers with genuine projects.<\/p>\n<hr data-start=\"5873\" data-end=\"5876\" \/>\n<h3 data-section-id=\"10p25z5\" data-start=\"5878\" data-end=\"5930\"><span class=\"ez-toc-section\" id=\"1_Kiem_soat_tin_dung_theo_muc_do_rui_ro_du_an\"><\/span>1. Ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng theo m\u1ee9c \u0111\u1ed9 r\u1ee7i ro d\u1ef1 \u00e1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3 data-section-id=\"1izqiyy\" data-start=\"5931\" data-end=\"5971\"><span class=\"ez-toc-section\" id=\"Control_Credit_Based_on_Project_Risk\"><\/span>Control Credit Based on Project Risk<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"5973\" data-end=\"6060\">C\u1ea7n chuy\u1ec3n t\u1eeb ki\u1ec3m so\u00e1t theo l\u0129nh v\u1ef1c sang ki\u1ec3m so\u00e1t theo m\u1ee9c \u0111\u1ed9 r\u1ee7i ro c\u1ee7a t\u1eebng d\u1ef1 \u00e1n.<\/p>\n<p data-start=\"6062\" data-end=\"6150\">Credit control should shift from sector-based policies to project risk-based assessment.<\/p>\n<p data-start=\"6152\" data-end=\"6296\">Kh\u00f4ng n\u00ean xem to\u00e0n b\u1ed9 b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 khu v\u1ef1c r\u1ee7i ro cao v\u00ec c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa d\u1ef1 \u00e1n nh\u00e0 \u1edf ph\u1ee5c v\u1ee5 nhu c\u1ea7u \u1edf th\u1eadt v\u00e0 c\u00e1c d\u1ef1 \u00e1n \u0111\u1ea7u c\u01a1 \u0111\u1ea5t \u0111ai.<\/p>\n<p data-start=\"6298\" data-end=\"6469\">Not all real estate should be considered high-risk because there is a significant difference between housing projects serving real demand and speculative land investments.<\/p>\n<hr data-start=\"6471\" data-end=\"6474\" \/>\n<h3 data-section-id=\"edvrw7\" data-start=\"6476\" data-end=\"6522\"><span class=\"ez-toc-section\" id=\"2_Han_che_dau_co_bang_cong_cu_tai_chinh\"><\/span>2. H\u1ea1n ch\u1ebf \u0111\u1ea7u c\u01a1 b\u1eb1ng c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3 data-section-id=\"16gnxwr\" data-start=\"6523\" data-end=\"6571\"><span class=\"ez-toc-section\" id=\"Limiting_Speculation_Through_Financial_Tools\"><\/span>Limiting Speculation Through Financial Tools<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"6573\" data-end=\"6690\">C\u00f3 th\u1ec3 \u00e1p d\u1ee5ng h\u1ec7 s\u1ed1 r\u1ee7i ro t\u00edn d\u1ee5ng cao h\u01a1n v\u1edbi kho\u1ea3n vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u1ee9 hai ho\u1eb7c vay ng\u1eafn h\u1ea1n \u0111\u1ec3 \u201cl\u01b0\u1edbt s\u00f3ng\u201d.<\/p>\n<p data-start=\"6692\" data-end=\"6812\">Higher credit risk ratios could be applied to loans for second property purchases or short-term speculative investments.<\/p>\n<p data-start=\"6814\" data-end=\"6890\">C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y gi\u00fap gi\u1ea3m \u0111\u1ea7u c\u01a1 nh\u01b0ng kh\u00f4ng h\u1ea1n ch\u1ebf ng\u01b0\u1eddi mua nh\u00e0 \u1edf th\u1ef1c.<\/p>\n<p data-start=\"6892\" data-end=\"6970\">This approach helps reduce speculation without restricting genuine homebuyers.<\/p>\n<hr data-start=\"6972\" data-end=\"6975\" \/>\n<h3 data-section-id=\"1i6exn4\" data-start=\"6977\" data-end=\"7013\"><span class=\"ez-toc-section\" id=\"3_Phat_trien_kenh_von_dai_han\"><\/span>3. Ph\u00e1t tri\u1ec3n k\u00eanh v\u1ed1n d\u00e0i h\u1ea1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3 data-section-id=\"1vnjta4\" data-start=\"7014\" data-end=\"7055\"><span class=\"ez-toc-section\" id=\"Developing_Long-Term_Capital_Channels\"><\/span>Developing Long-Term Capital Channels<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"7057\" data-end=\"7127\">Doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n hi\u1ec7n ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng.<\/p>\n<p data-start=\"7129\" data-end=\"7188\">Real estate companies currently rely heavily on bank loans.<\/p>\n<p data-start=\"7190\" data-end=\"7310\">Vi\u1ec7c ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p minh b\u1ea1ch v\u00e0 c\u00f3 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m s\u1ebd gi\u00fap huy \u0111\u1ed9ng v\u1ed1n b\u1ec1n v\u1eefng h\u01a1n.<\/p>\n<p data-start=\"7312\" data-end=\"7424\">Developing a transparent corporate bond market with proper credit ratings will provide more sustainable funding.<\/p>\n<hr data-start=\"7426\" data-end=\"7429\" \/>\n<h3 data-section-id=\"185s27r\" data-start=\"7431\" data-end=\"7470\"><span class=\"ez-toc-section\" id=\"4_Cai_cach_thu_tuc_phap_ly_du_an\"><\/span>4. C\u1ea3i c\u00e1ch th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd d\u1ef1 \u00e1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3 data-section-id=\"bqpnk7\" data-start=\"7471\" data-end=\"7514\"><span class=\"ez-toc-section\" id=\"Reforming_Legal_Procedures_for_Projects\"><\/span>Reforming Legal Procedures for Projects<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"7516\" data-end=\"7606\">Kh\u00f3 kh\u0103n l\u1edbn nh\u1ea5t c\u1ee7a doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n kh\u00f4ng ch\u1ec9 l\u00e0 v\u1ed1n m\u00e0 c\u00f2n l\u00e0 \u0111\u1ed9 tr\u1ec5 ph\u00e1p l\u00fd.<\/p>\n<p data-start=\"7608\" data-end=\"7687\">The biggest challenge for developers is not only capital but also legal delays.<\/p>\n<p data-start=\"7689\" data-end=\"7772\">Khi d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t nhanh, d\u00f2ng v\u1ed1n quay v\u00f2ng t\u1ed1t h\u01a1n v\u00e0 r\u1ee7i ro t\u00edn d\u1ee5ng gi\u1ea3m.<\/p>\n<p data-start=\"7774\" data-end=\"7873\">When project approvals become faster, capital circulates more efficiently and credit risks decline.<\/p>\n<hr data-start=\"7875\" data-end=\"7878\" \/>\n<h1 data-section-id=\"343hud\" data-start=\"7880\" data-end=\"7927\"><span class=\"ez-toc-section\" id=\"Dinh_huong_thi_truong_bat_dong_san_ben_vung\"><\/span>\u0110\u1ecbnh h\u01b0\u1edbng th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u1ec1n v\u1eefng<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<h2 data-section-id=\"lzbmgu\" data-start=\"7928\" data-end=\"7970\"><span class=\"ez-toc-section\" id=\"Toward_a_Sustainable_Real_Estate_Market\"><\/span>Toward a Sustainable Real Estate Market<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"7972\" data-end=\"8085\">V\u1ec1 d\u00e0i h\u1ea1n, th\u1ecb tr\u01b0\u1eddng c\u1ea7n ph\u00e1t tri\u1ec3n d\u1ef1a tr\u00ean nhu c\u1ea7u \u1edf th\u1ef1c v\u00e0 hi\u1ec7u qu\u1ea3 khai th\u00e1c t\u00e0i s\u1ea3n thay v\u00ec t\u0103ng gi\u00e1 \u0111\u1ea5t.<\/p>\n<p data-start=\"8087\" data-end=\"8209\">In the long term, the market should focus on real housing demand and asset utilization rather than land price speculation.<\/p>\n<p data-start=\"8211\" data-end=\"8366\">\u201cGi\u1ea3i ph\u00e1p t\u1ed1i \u01b0u l\u00e0 kh\u00f4ng ch\u1eb7n d\u00f2ng v\u1ed1n v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n m\u00e0 l\u00e0m cho d\u00f2ng v\u1ed1n ch\u1ea3y \u0111\u00fang n\u01a1i t\u1ea1o ra gi\u00e1 tr\u1ecb kinh t\u1ebf v\u00e0 x\u00e3 h\u1ed9i\u201d, TS L\u00ea B\u00e1 Ch\u00ed Nh\u00e2n nh\u1ea5n m\u1ea1nh.<\/p>\n<p data-start=\"8368\" data-end=\"8552\">\u201cThe optimal solution is not to block capital flows into real estate but to ensure capital flows to projects that create real economic and social value,\u201d Dr. Le Ba Chi Nhan emphasized.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Truy_cap_mien_phi_thong_tin_doc_quyen_ve_cho_thue_kho_nha_xuong_dat_tai_Dong_Nai_Binh_Duong_Long_An_TPHCM_%E2%80%A6\"><\/span><strong>Truy c\u1eadp mi\u1ec5n ph\u00ed th\u00f4ng tin \u0111\u1ed9c quy\u1ec1n v\u1ec1 cho thu\u00ea kho, nh\u00e0 x\u01b0\u1edfng, \u0111\u1ea5t t\u1ea1i \u0110\u1ed3ng Nai, B\u00ecnh D\u01b0\u01a1ng, Long An, TP.HCM, \u2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/datkhucongnghiep247.com.vn\/en\/\" target=\"_blank\" rel=\"noopener\"><strong>KHU C\u00d4NG NGHI\u1ec6P 247<\/strong><\/a>\u00a0l\u00e0 \u0111\u01a1n v\u1ecb ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c mua, b\u00e1n, cho thu\u00ea nh\u00e0 x\u01b0\u1edfng, b\u1ea5t \u0111\u1ed9ng s\u1ea3n.\u00a0<a href=\"https:\/\/datkhucongnghiep247.com.vn\/en\/\" target=\"_blank\" rel=\"noopener\">Ch\u00fang t\u00f4i<\/a>\u00a0t\u1ef1 h\u00e0o l\u00e0 \u0111\u01a1n v\u1ecb h\u00e0ng \u0111\u1ea7u cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i Vi\u1ec7t Nam. Ch\u00fang t\u00f4i c\u00f3 m\u1ed9t \u0111\u1ed9i ng\u0169 chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 tr\u00ecnh \u0111\u1ed9 chuy\u00ean m\u00f4n cao, gi\u00e0u kinh nghi\u1ec7m v\u00e0 lu\u00f4n l\u1ea5y ch\u1eef\u00a0<strong>T\u00cdN<\/strong>\u00a0l\u00e0m tr\u1ecdng<a href=\"https:\/\/jsc-vietnam.com\/khu-che-xuat-la-gi-vai-tro-va-loi-ich\/\" target=\"_blank\" rel=\"noopener\">.<\/a><\/p>\n<p><strong>Phone:<\/strong>\u00a0<strong>0901 490 348<\/strong><\/p>\n<p><strong>Email:\u00a0<\/strong>datkhucongnghiep247@gmail.com<\/p>\n<p><strong>Website:\u00a0<\/strong><a href=\"https:\/\/datkhucongnghiep247.com.vn\/en\/\" target=\"_blank\" rel=\"noopener\">datkhucongnghiep247.com.vn<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n kh\u00f4ng ph\u1ea3i l\u00e0 \u201csi\u1ebft\u201d th\u1ecb tr\u01b0\u1eddng, kh\u00f4ng nh\u1eb1m ch\u1eb7n v\u1ed1n, m\u00e0 \u0111\u1ec3 ph\u00e2n lu\u1ed3ng d\u00f2ng ti\u1ec1n v\u00e0o \u0111\u00fang d\u1ef1 \u00e1n, gi\u1ea3m \u0111\u1ea7u c\u01a1 v\u00e0 b\u1ea3o \u0111\u1ea3m an to\u00e0n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh. Real estate credit control is not about tightening the market or blocking capital flows, but about [&#8230;]\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","rank_math_focus_keyword":"b\u1ea5t \u0111\u1ed9ng s\u1ea3n,real estate","rank_math_title":"","rank_math_description":""},"categories":[1],"tags":[],"class_list":["post-5515","post","type-post","status-publish","format-standard","hentry","category-tin-tuc"],"_links":{"self":[{"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/posts\/5515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/comments?post=5515"}],"version-history":[{"count":2,"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/posts\/5515\/revisions"}],"predecessor-version":[{"id":5569,"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/posts\/5515\/revisions\/5569"}],"wp:attachment":[{"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/media?parent=5515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/categories?post=5515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/industrialland.com.vn\/en\/wp-json\/wp\/v2\/tags?post=5515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}